Mobile/Manufactured Homes
Consider the value of your home and how much coverage you need. Do you want an agreed loss settlement or a replacement loss (120% of the insured value) policy? How much coverage do you need for contents? Make an inventory with models, serial #’s, purchase dates and prices and use it as a guide-keep it somewhere safe in case of a claim. Review all available endorsements, for example do you need increased coverage for fire department service charges? Discuss your coverage/endorsement options with the agent when you receive a quote.
How much liability coverage do you need? Ask what internal limits are on the policy to see if you need additional coverage or a separate policy for certain items.
An example of other coverage’s you may want to ask if the policy covers and what limits may apply,
- Credit Card and Check Forgery Protection
- Trees, Shrubs, Plants and Lawns
- Emergency Removal
- Food Spoilage
- Additional Living Expenses
- Debris Removal
- Emergency Repairs After Loss
- Fire Department Service – What limits?
Vacant Homes And Rental Dwellings
These policies need special coverage-contact us for a quote.